The prescription database contains prescription information which is provided to the database by participating pharmacy benefit managers. IBU customers access the database on a self-service basis by uploading an approved, executed authorization. The database may be used for medical underwriting or for other lawful purposes..
U.S. based life settlement provider needed a way to estimate the life expectancy of insureds wishing to sell smaller life insurance policies. Using a combination of the prescription database, questionnaires and telephone interviews, they have acquired a continuous flow of profitable policies.